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How do liens work in the state of Florida when filed against me?

  
  
  
  
  

I have a couple of questions regarding liens against individual condo owners of an association, in the state of Florida.

1) Can a lien (from a creditor, car loan, credit card, etc) be filed against me as a owner of a single condo unit is a condo association? I was told this is hard to do in Florida...something about Homestead Exemption Laws.

2) If a lien is filed against me and I file bankruptcy, what is the pecking order for any possible payment plan...if I sell the condo or if I don't sell the condo?

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Comments

Suggest you download the Florida Condomimium Act. To do so put fololowing into your browser "Florida Condominium Axt. After downloading read and you'll find your answers.
Posted @ Friday, October 15, 2010 10:54 AM by Charles Adler
I think the FL Condominium Act as suggested above is not the answer to your prayers. You need to make an appoitment with a bankrupcy attorney in your area. Initial consultations are usually free of charge. You can also find tons of information by browsing the web.
Posted @ Friday, October 15, 2010 1:49 PM by Susana Murray
If you look at sectgion 718.116 you'll find "Liens", You should do this before speaking to a bankruptcy attornery
Posted @ Friday, October 15, 2010 2:26 PM by Charles Adler
In reading the original author's post, they do not appear to be asking about the Association filing a lien against their condo, but rather other creditors. 
 
I would therefore say that nothing 718 is going to help you - unless your Association is filing a lien against your condo. 
 
I would advise you to seek the advice if a bankruptcy attorney. Often filing for bankruptcy staves off many financial responsibilities (tax liens, student loans and a few others excluded). I have also heard that after filing typically your credit score goes up by 100 points. 
 
Posted @ Wednesday, October 20, 2010 8:27 PM by Joyce Nord @ bestcondomanager.com
If you are going through foreclosure on an investment property and the Condo association has the second lien, can they sue you for past associtation fees?
Posted @ Tuesday, July 12, 2011 9:57 AM by Teresa
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