Your state insurance department should have a list of companies who work with HOA and COA insurance policies. Go on the internet and look up your request by simply typing in state and insurance and HOA/or COA.

Insurance department of your state is agood idea. You might also want to know why your insurance increased so dramatically. Is there something you can change to reduce your premiums ?

NO SUCH THING AS "GOOD." IT'S A NECESSARY EVIL IN FLORIDA. WE WERE WAY OVER INSURED. I SAVED $4000 CUTTING OUT THE WASTE. INSURANCE AGENTS ARE SALESMEN FIRST. THEY HAVE ALL THE SALES TALK TO SCARE YOU INTO AN EXTRA PREMIUM. KEEP TALKING TO DIFFERENT ONES AND YOU'LL GET AN EDUCATION OF WHAT YOU NEED AND DON'T NEED. IT'S ALL A CRAP SHOOT. GOOD LUCK.

There are companies who specialize only in Condo Master Policies. You might want to talk to Vern Newcome amd 503-292-1505. He's our insurance contact and might have be of help for your too. GR

The person asking about insurance did not say which state. Laws governing condos vary greatly depending where you live. Check with your condo documents requirement supplied by the association. Also, check all local, county, and state requirements which you should be able to find online. Then go online and search for “Questions to ask when interviewing for condo association insurance”. Then search for “Formulas for calculating condo insurance needs within your state”. Do you have a unit owner that deals or has dealt with insurance business. Make sure you have total BoD participation on this. This is a very important decision that you must approach quickly but research it well. Good luck!

Your best bet is to find a good insurance broker who specializes in HOA and who you trust. You will have to talk to many to find the one you like. Ask around at other HOA if they can recommend someone.

Your best bet is to find a good insurance broker who specializes in HOA and who you trust. You will have to talk to many to find the one you like. Ask around at other HOA if they can recommend someone.

Your best bet is to find a good insurance broker who specializes in HOA and who you trust. You will have to talk to many to find the one you like. Ask around at other HOA if they can recommend someone.

I second what marjon said! Know what is required and what is not. Know your governing documents and familiarize yourself with state law. Don't trust your managing agent or insurance broker, take charge and make wise decisions for the benefit of the Association

Our association recently switched from State Farm to American Family and saved severa thousand dollars. You might look into A.F.

Our insurance policy was cancelled when our hired management firm didn't make payments. We didn't find out until we fired the management company several months later. We also had a difficult time finding insurance and are paying out the wazoo now. Luckily, one of our owners had a relative who owns an agency and found us someone who would insure us. Rule one- never let a policy lapse - EVER!! Rule two - always pay on time. Rule three - make sure every workman you use is licensed. Rule three and the most important rule for everything - NEVER NEVER trust a managment company or anyone who has access to your funds. Watch them like a hawk, monitor every cent, audit every year and NEVER GET COMPLACENT NO MATTER HOW NICE THEY ARE! It is sad that no one can be trusted, even for a second.