---
title: Can condo association require owners to carry studs in insurance?
description: We have an HOA master policy that covers studs in , studs out. We carry a separate policy for personal property which is not a condo policy. Is it legal to amend the requirement to a condo policy which covers studs in.
---

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# Can condo association require owners to carry studs in insurance?

| [Condo Association Insurance](https://www.condoassociation.com/blog/topic/condo-association-insurance) |  

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## What do you think? Question:

We have an HOA master policy that covers studs in, studs out. We carry a separate policy for personal property which is not a condo policy. Is it legal to amend the requirement to a condo policy which covers studs in.

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## What do you think? Answers (6)

#### What are your thoughts on this topic?

***Comments and postings are not legal advice**, but are the opinions of our readers. This forum and its contents are being monitored. Please be respectful of each other. *  
  

## Related Posts

### [Better insurance choice for associations: master or individual policy coverage?](https://www.condoassociation.com/blog/better-insurance-choice-for-associations-master-or-individual-policy-coverage)

### [Can master insurance policy only cover 80% of replacement value?](https://www.condoassociation.com/blog/can-master-insurance-policy-only-cover-80-of-replacement-value)

### [Why Condo Association Insurance a Must Have?](https://www.condoassociation.com/blog/tabid/19257/bid/9554/Why-Condo-Association-Insurance-a-Must-Have.aspx)

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