I am on the board of directors for our 43 homes and we have one homeowner who has not paid dues for 6 of the 8 years the board has been active. He has multiple violations along with non dues, accrued interest and we have a lien on his property, but they have still not paid. We recently heard that he refinanced his home but the HOA lien was not paid. Do liens stop a homeowner from refinancing? He owes the HOA over 5K in dues and fees. Does the lien have a time frame? Any suggestions. Homes in their price range are taking a year or so to sell, so we don't know if we want to force foreclosure since the bank has first position.