We are a self-managed board but I frequently meet with board members from other Associations that are managed. I recently learned that in addition to the management fees they pay, this particular management company has a licensed insurance agent and that they get 15% commission on a $60,000 policy. That's an additional $9,000 a year. This does not seem right to me. It is standard? Couldn't the board insist it be lower or the rates net of commissions totally?