---
title: Does our HOA need D&O Insurance?
description: What's D&O Liability? Is this right ? Our insurance company knows nothing about this. California Civil Code 5800 Limitation of Officer & Director Liability.
image: http://www.condoassociation.com/hs-fs/hub/504/file-13172493-jpg/images/HOA+insurance.jpg
---

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# Does our HOA need D&O Insurance?

| [Condo Association Insurance](https://www.condoassociation.com/blog/topic/condo-association-insurance) |  

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## What do you think? Question:

What's D&O Liability ? Is this right ? Our insurance company knows nothing about this. California Civil Code 5800 Limitation of Officer & Director Liability. CC5800 (e) states – “This section shall only apply to a volunteer or director who is a tenant of a separate interest in the common interest development or is an owner of no more than two separate interests in the common interest development”. I would think most HOA’s have an Owner with more than two units ?

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## What do you think? Answers (13)

#### What are your thoughts on this topic?

***Comments and postings are not legal advice**, but are the opinions of our readers. This forum and its contents are being monitored. Please be respectful of each other. *  
  

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### [What insurance do condo boards carry?](https://www.condoassociation.com/blog/what-insurance-do-condo-boards-carry)

### [What's HOA liability risk for owner working on common property?](https://www.condoassociation.com/blog/whats-hoa-liability-risk-for-owner-working-on-common-property)

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