First my own insurance did not want to help me out, by claiming that this is the HOA insurance responsibility. Once I settled with my own insurance company, now I am dealing with another issue. The HOA insurance is not willing to reimburse me because they felt like not wanting to reimburse me!
I wanted to make sure that a lawyer can look into my case and give me the advice if this is even worth going after the insurance company or not. I live in Santa Monica, CA. Thank you so much. This site has been very helpful to me during the process of going after what I deserved in the first place.