We are co-owners of two side by side units on Yaquina Bay on the Oregon coast. We are both disabled. I am in a wheelchair. We have no mortgage on the units, but the HOAs are hurting us. We have owned the units since 2011. The fees are $1,050 month for both units. We have fallen behind in fees mainly medical issues. We are now fixed income. In July 2014 we paid the HOA over $20,000. Now we owe over $11,000 because they pu a lien on the condos, and charged lawyer fees. Their next step is foreclosure. One unit is rented. One empty. Should we hire a lawyer? We don't want to file bankruptcy. Can we sell one unit to pay HOAs in full and continue renting out one? How much time do we have before we have no rights at all. We are so stressed. Cannot afford lawyer unless he takes payments or condo sold. Please HELP!!
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