I own a condo in a small (8 units) HOA in California. Our roof is 30 years old and needs to be replaced. There is not enough money in our general operating budget to pay for it. The Board has announced that each homeowner will be assessed $5,000 to cover their share of the total cost. This will create a hardship for some of the owners. When asked if the replacement could be paid, at least in part, from reserve monies, we were told no. Isn't this a legitimate use of reserve funds?