---
title: Delinquent condo owner wants reimbursement for flood insurance
description: Delinquent, Florida condo owners want flood insurance reimbursement from association.
---

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# Delinquent condo owner wants reimbursement for flood insurance

| [Florida](https://www.condoassociation.com/blog/topic/florida) |   [Condo & HOA Assessments](https://www.condoassociation.com/blog/topic/condo-hoa-assessments) |   [Property Damage & Repairs](https://www.condoassociation.com/blog/topic/property-damage-repairs) |   [Condo Association Insurance](https://www.condoassociation.com/blog/topic/condo-association-insurance) |  

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## What do you think? Question:

Florida Condominium 182 units and 56 in arrears. In 2009 we were unable to renew our [flood insurance](https://www.condoassociation.com/condo-association-insurance/tabid/81732/Default.aspx). for 3 months due to lack of funds. One of the owners, that is still in arrears, is demanding the Association reimburse him for the flood insurance his mortgage company added to his mortgage payments. This seems to be adding insult to injury considering the owners that do pay maintenance and special assessments to cover the units in arrears. Yes we know we had the fiscal responsibility to provide flood insurance coverage and we did impose a special assessment and were able to get the flood insurance, three months after the lapse of policy. Does the association have to pay the delinquent owner for the amount he had to pay the mortgage company for 3 months flood insurance?

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## What do you think? Answers (10)

#### What are your thoughts on this topic?

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