My condo association here in Georgia is going to try to borrow money that we can't possibly pay back. I have the financial records and they show how much we contribute to our capital reserve fund. We have about $300k in reserves and add about $7k on a good month. The trouble is, the board is telling the membership that we can afford a $1.2 million loan with a $12500 monthly payment when we can't afford even half the payment. What steps can be taken to make the board members personally liable in the event that purposely lead us into financial ruin?