My car suffered damage from my condo security gate. I reported this to the board and was told that they have decided the condo association is not liable, claiming the gate was in working order. They have not been cooperative. However, the gate closed on my car and did $1000 worth of damage. I'm not sure what my next step should be. I can file a claim in small claims court but I'm not sure whose names to put on the complaint. I know the name of the liability insurer but don't have the policy number. Can I make a claim directly to the insurer? I wanted to settle this with the board without going to court but they won't cooperate. What should I do?
