I am behind on my condo association dues on my primary home & my rental property in the same complex..I want to keep my properties. If I declare Chapter 7 bankruptcy will it erase my past dues on each, so I can start fresh without the past payments after my bankruptcy is discharged ?
No. You will still owe your condo association past dues. Secondly, your condo association should try to collect fees by placing a lien against your property until you pay your delinquent fees. If you declare bankruptcy, your creditors may get a shot at taking your properties (mortgage co and HOA) unless your covered by a homestead act.
Learn how to send HOA Payment Demand Letters
