---
title: What if we fund our HOA reserve by only 50%?
description: Our HOA is not likely to get to 100% funded any time soon per our 2019 Reserve Study, what % do most HOA Boards consider to be adequate funding using the Cash Flow Methodology ? I am going to be satisfied if we can get to and maintain 50%, but what do others feel is a comfortable % level ?
image: https://www.condoassociation.com/hubfs/return-reserve-funds-seller.jpg
---

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# What if we fund our HOA reserve by only 50%?

| [Condo Reserves](https://www.condoassociation.com/blog/topic/condo-reserves) |  

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## What do you think? Question:

Knowing that our HOA is not likely to get to 100% funded any time soon per our 2019 Reserve Study, What % do most HOA Boards consider to be adequate funding using the Cash Flow Methodology ? I am going to be satisfied if we can get to and maintain 50%, but what do others feel is a comfortable % level ??... Thank you... Kevin, California

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## What do you think? Answers (11)

#### What are your thoughts on this topic?

***Comments and postings are not legal advice**, but are the opinions of our readers. This forum and its contents are being monitored. Please be respectful of each other. *  
  

## Related Posts

### [Rule of Thumb for Funding HOA Reserves?](https://www.condoassociation.com/blog/rule-of-thumb-for-funding-hoa-reserves)

### [Is HOA board obligated to regularly fund reserve?](https://www.condoassociation.com/blog/can-hoa-board-members-deposit-funds-into-reserves)

### [Reserves earning no interest sitting in bank account](https://www.condoassociation.com/blog/reserves-earn-no-interest)

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