---
title: What's the difference between an HOA and condo association?
description: Checked my home owners insurance policy and they pointed out that I live in a condo not a HOA .Mainly because my unit is under on roof connected by 3 other units.  What the difference ?
image: https://www.condoassociation.com/hubfs/Stock%20images/thinking%20woman%20with%20question%20mark%20on%20gray%20wall%20background.jpeg
---

[Skip to content](https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association#main-content)

# What's the difference between an HOA and condo association?

| [Condo & HOA Law](https://www.condoassociation.com/blog/topic/condo-hoa-law) |  

<https://www.facebook.com/sharer/sharer.php?u=https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association>

<https://twitter.com/intent/tweet?url=&text=https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association>

<https://pinterest.com/pin/create/button/?url=https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association>

<https://www.linkedin.com/shareArticle?mini=true&url=https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association>

## What do you think? Question:

Have been living in HOAs for 33 years now. Checked my home owners insurance policy and they pointed out that I live in a condo not a HOA . Mainly because my unit is under on roof connected by 3 other units.  What makes the difference ?

<https://www.facebook.com/sharer/sharer.php?u=https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association>

<https://twitter.com/intent/tweet?url=&text=https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association>

<https://pinterest.com/pin/create/button/?url=https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association>

<https://www.linkedin.com/shareArticle?mini=true&url=https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association>

## What do you think? Answers (13)

#### What are your thoughts on this topic?

***Comments and postings are not legal advice**, but are the opinions of our readers. This forum and its contents are being monitored. Please be respectful of each other. *  
  

## Related Posts

### [Can HOA lawsuit continue after unit sale?](https://www.condoassociation.com/blog/can-lawsuit-continue-after-i-sell-condo-unit)

### [Is Florida HOA is over-charging?](https://www.condoassociation.com/blog/is-florida-hoa-is-over-charging)

### [Who has experience with skylights?](https://www.condoassociation.com/blog/who-has-experience-with-skylights)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "dateModified" : "2024-10-01",
  "datePublished" : "2024-10-01",
  "headline" : "What's the difference between an HOA and condo association?",
  "image" : [ "https://www.condoassociation.com/hubfs/Stock%20images/thinking%20woman%20with%20question%20mark%20on%20gray%20wall%20background.jpeg" ],
  "mainEntityOfPage" : {
    "@id" : "https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association",
    "@type" : "WebPage"
  }
}
```