Condo Q&A

When Should a Unit Owner File an Insurance Claim for Ice Damage?

Written by CondoAssociation.com | Tue, Feb 24, 2026 @ 05:46 PM

 This question was submitted by Stacy of Michigan

When is it appropriate to ask a unit owner to file a claim with their insurance company? The issue is interior damage from an ice dam leak. The repair would be less than our deductible, which is $5000.