---
title: Why cant I refinance my second condo into a 30 year fixed?
description: I am the owner of 2 unit condo.  I have tried to refi the lower rental unit into a 15 or 30 year fixed mortgage. I am always told I can not do that because I own both units.
image: https://www.condoassociation.com/hubfs/Stock%20images/Hand%20of%20business%20person%20holding%20house%20card.jpeg
---

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# Why cant I refinance my second condo into a 30 year fixed?

| [Budgets & Finance](https://www.condoassociation.com/blog/topic/budgets-finance) |  

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## What do you think? Question:

I am the owner of 2 unit low rise condo in Virginia Beach Va. We live in the top condo unit and rent out the lower condo unit.  I had no problem getting a fixed mortgage for my top live-in unit. I have a ARM for the rental unit. Over the years I have tried to refi the lower rental unit into a 15 or 30 year fixed mortgage. I am always told I can not do that because I own both units. Any ideas on how I can solve this problem?

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## What do you think? Answers (4)

#### What are your thoughts on this topic?

***Comments and postings are not legal advice**, but are the opinions of our readers. This forum and its contents are being monitored. Please be respectful of each other. *  
  

## Related Posts

### [How can I re-finance my other condo unit?](https://www.condoassociation.com/blog/how-can-i-re-finance-my-other-condo-unit)

### [Can we stop investors from buying condo units?](https://www.condoassociation.com/blog/can-we-stop-investors-from-buying-condo-units)

### [What if my condo board won't let me rent my unit?](https://www.condoassociation.com/blog/what-if-my-condo-board-wont-let-me-rent-my-unit)

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