---
title: What does a Condo Association Insurance Policy cover?
description: Find out what Condo Association Insurance actually covers.
---

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## What does a Condo Association Insurance Policy cover?

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[stephen polinsky](https://www.condoassociation.com/condo-association-insurance/author/stephen-polinsky) on Jan 30, 2009 8:30:00 AM

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[Condo Association Insurance](https://www.condoassociation.com/condo-association-insurance/topic/condo-association-insurance)

- Bare walls - coverage for the common elements, usually excludes property within the unit such as interior walls, permanently installed appliances, fixtures, finishings, floors and ceilings
- Single entity - coverage for the common elements, usually includes initially installed property in accordance with the association's original plans and specifications
- All in - coverage for the common elements, plus initially installed property, plus improvements and betterments made at the expense of the unit owner

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Get an Insurance Quote to insure your HOA or Condo Association property.  We can also provide comprehensive coverage including D&O board member protection.

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Information needed for a competitive quote from our insurance carriers:

- Declaration Pages from your Current Insurance Policy
- Copy of Association Bylaws
- Annual Gross Income of Association
- Age of Property
- Approximate Property Square Footage
- Information regarding recent Property System Replacements or Upgrades including Roof, Heating & Air, Electrical, Windows, etc...

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