---
title: Condo Association Insurance - E&O for Condo Board Liability
description: E&O protects condo boards and condo trustees from liability against errors while performing their duties.  Its part of a condo associaiton insurance policy.
---

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## Condo Association Insurance - E&O for Condo Board Liability

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[stephen polinsky](https://www.condoassociation.com/condo-association-insurance/author/stephen-polinsky) on Jan 30, 2009 8:27:00 AM

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[Condo Association Insurance](https://www.condoassociation.com/condo-association-insurance/topic/condo-association-insurance)

Directors and officers liability insurance: Usually called D&O insurance or E&O (errors and omissions) insurance, this is one of the most important policies for the condo association or HOA. The purpose of the D&O policy is to provide coverage in a defense (a lawyer) if a suit is brought against the condoassociation (other than for personal injury) or its condo board directors. I do not believe anyone in her right mind would serve on a condo association board or HOA board that did not have D&O coverage, and I strongly believe it should be mandated through the declaration of condominium, not a permissive decision to be made from time to time by the condo board of directors or property manager.

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