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Insurance implications for skateboarding park

I’m looking for some feedback on the following - I had a call from a resident community manager of a 300+ townhome community about escalating problems relating to young family members of owners, renters and some non-resident visitor friends doing the following:

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Who is responsible for leaky pipes in slab?

Our pipes run under the slab of our condo. Who is responsible in the event of a pipe leaking or rupturing and causing damage inside the condo, the owner or the HOA?
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Can condo board ban association newsletter?

Can a board of directors restrict a member of the association from communicating with other members of the association by sending them a newsletter?  Arizona.
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HOA neighbor stores boat and trailer in carport blocking access.

In our HOA docs it says purpose of carports is parking automobiles. Our neighbor stores a boat and trailer and blocks our storage closet situated on their side. Is this considered a limited common element that the HOA has a responsibility over. Any options?  We are in Arizona.
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Can Arizona management company help to resolve HOA zoning issues?

In attempts to sell my condo last summer, I was getting feedback that it could not be financed.  After calls to county assessor/planning zoning to see if there were issues on the deed/zoning to verify that it was not listed as resortel, condotel or non warranty deed. The assessor confirmed that I hold a Warranty Deed and that it is zoned Multi-residential. (I had heard from realtors that it could not be financed due to everything from Blue Sky to Non Warranty Deed or it is a condotel/resortel.)

I reported the information to the HOA Board and management company during an HOA meeting and asked that they assist in resolving the issue of equity/property values and to obtain the information for Fanny Mae backed financing for FHA. The meeting was to vote on special assessment to increase the reserve fund for building improvements.

During the meeting, I discovered that there was one owner that had 14 units being rented out in a commercial manner and another 10 units being rented/managed by realtor. I contacted county assessors office and they have no recorded of any rentals reported/recorded in the building period. I'm concerned trying to have the HOA Management to assist in correcting multiple issues to resolve for Fanny Mae approval.

Also, is it legal for an investor to purchase private multi-residential units and then operate as commercial? What can our HOA/Management Co. do to force the renting out of units in a commercial manner, if our current CCRs do not reflect articles to cover over/wrongful renting to preserve the property values/ability to obtain financing. Need help in Arizona

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How can condo association board regulate the use of garages?

I am a board member on an Arizona condo association. Our CC&R governs the use of garages, and states that the doors must be closed, except for three types of activity: necessary work and maintenance on vehicles, activities related to the garage area (painting, yard work, etc.), and engaging in hobbies requiring ventilation or egress and ingress.

In my view, this section was included to prevent the garage from becoming, say, a ‘clubhouse’ for parties and such things. There are also prohibitions in the section stating there must be room for one vehicle, that and that the garage cannot be used for living quarters or running a business (auto customization, etc.), though the tools and equipment necessary to run a business (landscaping, for example) may be housed there provided the other conditions are followed.

Our management company recently attempted to expand this definition to say that simply being in the garage, say, without falling into one of the prescriptions for use, is ingress, even if there is none. To my interpretation, this rule was created to prevent the neighborhoods from turning into ‘block parties.’

I am interested in a response that may help to clarify this. Thank you.

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Need an HOA Loan?

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