I live in a townhouse/condo in St. Louis County, Missouri that has recently had a foundation sinking issue. The foundation was repaired by the Condo Association since it's a structural common element. However, in order to repair the foundation, the contractor hired by the Association to do the repair has destroyed the carpet/flooring and has cut into sections of drywall in the adjacent interior walls. This was required to access the foundation in order to repair it, but the Association is declining to cover the cost of getting the space back to original state. Now, I am not asking the Association to repair the interior cracks or any other issues with my unit that resulted from the sinking foundation. I'm only requesting that they cover the damage to my unit resulting directly from the foundation repair work. I have contacted my condo-owners insurance and they have told me that they do not cover this type of repair (as expected). The Condo Association declarations are very vague and do not explicitly state who is responsible for damage caused to the unit in the course of repairing common elements of the structure. Can anyone on this forum shed some light and point me in the right direction with regards to this situation? Thank you in advance.
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