---
title: Does owner owe association for fire damage?
description: This is a tenant/landlord/Condo Assoc. liability issue. Do I have to pay for fire damage if insurance does not cover it?
---

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# [Does owner owe association for fire damage?](https://www.condoassociation.com/blog/owner-pay-fire-damage)

 Written by [CondoAssociation.com](https://www.condoassociation.com/blog/author/condoassociationcom) | Tue, Mar 27, 2018 @ 11:03 AM

This is a tenant/landlord/Condo Association liability issue.   
I am the landlord of a condominium. My tenant was negligent, and as a result there was a fire. My unit was a total loss, several other units sustained water/smoke damage. The condo Association Master Insurance policy covers the rehab of my unit. The condo Association is giving me a bill for 10k, which is their deductible. My insurance company says I did not carry the proper liability insurance for them to cover that claim. My question is; Am I the landlord responsible for my tenants negligence, therefore responsible to pay the Association the 10k ?

[View full post](https://www.condoassociation.com/blog/owner-pay-fire-damage)

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