This is a tenant/landlord/Condo Association liability issue. I am the landlord of a condominium. My tenant was negligent, and as a result there was a fire. My unit was a total loss, several other units sustained water/smoke damage. The condo Association Master Insurance policy covers the rehab of my unit. The condo Association is giving me a bill for 10k, which is their deductible. My insurance company says I did not carry the proper liability insurance for them to cover that claim. My question is; Am I the landlord responsible for my tenants negligence, therefore responsible to pay the Association the 10k ?
Please drag open the comment box from right bottom corner to make it larger.
Please note that blog comments and postings are not legal advice, rather only the opinions of our readers.