---
title: Will I be able to get financing to buy unit in delinquent HOA?
description: I am a buyer in California interested in purchasing a condo with delinquent HOA. The condo complex consists of both residential and retail units.
---

[Skip to content](https://www.condoassociation.com/blog/tabid/19257/bid/41691/Will-I-be-able-to-get-financing-to-buy-unit-in-delinquent-HOA.aspx#main-content)

# Will I be able to get financing to buy unit in delinquent HOA?

| [Budgets & Finance](https://www.condoassociation.com/blog/topic/budgets-finance) |   [California](https://www.condoassociation.com/blog/topic/california) |  

<https://www.facebook.com/sharer/sharer.php?u=https://www.condoassociation.com/blog/tabid/19257/bid/41691/Will-I-be-able-to-get-financing-to-buy-unit-in-delinquent-HOA.aspx>

<https://twitter.com/intent/tweet?url=&text=https://www.condoassociation.com/blog/tabid/19257/bid/41691/Will-I-be-able-to-get-financing-to-buy-unit-in-delinquent-HOA.aspx>

<https://pinterest.com/pin/create/button/?url=https://www.condoassociation.com/blog/tabid/19257/bid/41691/Will-I-be-able-to-get-financing-to-buy-unit-in-delinquent-HOA.aspx>

<https://www.linkedin.com/shareArticle?mini=true&url=https://www.condoassociation.com/blog/tabid/19257/bid/41691/Will-I-be-able-to-get-financing-to-buy-unit-in-delinquent-HOA.aspx>

## What do you think? Question:

I am a buyer in California interested in purchasing a condo with delinquent [HOA](https://www.condoassociation.com/CondoAssociation/tabid/83434/Default.aspx). The condo complex consists of both residential and retail units. The original builder (who still owns the retail units) filed for bankruptcy in 2009, so all the retail units' HOA remained unpaid. First of all, I am not an expert in bankruptcy law, so I don't know how long it will take and what would happen if those units stay delinquent for a long time. What would be the risk for me as a buyer? And would I be able to get a lender who is willing to lend in this situation?

<https://www.facebook.com/sharer/sharer.php?u=https://www.condoassociation.com/blog/tabid/19257/bid/41691/Will-I-be-able-to-get-financing-to-buy-unit-in-delinquent-HOA.aspx>

<https://twitter.com/intent/tweet?url=&text=https://www.condoassociation.com/blog/tabid/19257/bid/41691/Will-I-be-able-to-get-financing-to-buy-unit-in-delinquent-HOA.aspx>

<https://pinterest.com/pin/create/button/?url=https://www.condoassociation.com/blog/tabid/19257/bid/41691/Will-I-be-able-to-get-financing-to-buy-unit-in-delinquent-HOA.aspx>

<https://www.linkedin.com/shareArticle?mini=true&url=https://www.condoassociation.com/blog/tabid/19257/bid/41691/Will-I-be-able-to-get-financing-to-buy-unit-in-delinquent-HOA.aspx>

## What do you think? Answers (2)

#### What are your thoughts on this topic?

***Comments and postings are not legal advice**, but are the opinions of our readers. This forum and its contents are being monitored. Please be respectful of each other. *  
  

## Related Posts

### [Watt's Up? Condo building fails electrical inspection.](https://www.condoassociation.com/blog/watts-up-condo-building-fails-electrical-inspection)

### [If I buy condo who pays other's past due fees?](https://www.condoassociation.com/blog/if-i-buy-condo-who-pays-others-past-due-fees)

### [Why don't we include basement square footage in condo fee?](https://www.condoassociation.com/blog/why-dont-we-include-basement-square-footage-in-condo-fee)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "dateModified" : "2024-10-01",
  "datePublished" : "2024-10-01",
  "headline" : "Will I be able to get financing to buy unit in delinquent HOA?",
  "image" : [ "" ],
  "mainEntityOfPage" : {
    "@id" : "https://www.condoassociation.com/blog/tabid/19257/bid/41691/Will-I-be-able-to-get-financing-to-buy-unit-in-delinquent-HOA.aspx",
    "@type" : "WebPage"
  }
}
```