---
title: Should we be additional insured on owner's insurance policy?
description: Should our condo association be additional insured on owner's policy for party he is throwing on our property?
image: https://www.condoassociation.com/hubfs/Stock%20images/Are%20you%20Covered%3F%20written%20on%20the%20road.jpeg
---

[Skip to content](https://www.condoassociation.com/blog/should-we-be-additional-insured-on-owners-insurance-policy#main-content)

# Should we be additional insured on owner's insurance policy?

| [Condo Association Insurance](https://www.condoassociation.com/blog/topic/condo-association-insurance) |  

<https://www.facebook.com/sharer/sharer.php?u=https://www.condoassociation.com/blog/should-we-be-additional-insured-on-owners-insurance-policy>

<https://twitter.com/intent/tweet?url=&text=https://www.condoassociation.com/blog/should-we-be-additional-insured-on-owners-insurance-policy>

<https://pinterest.com/pin/create/button/?url=https://www.condoassociation.com/blog/should-we-be-additional-insured-on-owners-insurance-policy>

<https://www.linkedin.com/shareArticle?mini=true&url=https://www.condoassociation.com/blog/should-we-be-additional-insured-on-owners-insurance-policy>

## What do you think? Question:

In New Jersey can an owner reserve common area space on our condo property for commercial purposes.  He owns a home improvement company and is have a job fair / reception.  What if there is a accident on premise?  Couldn't this put our insurance premium at risk?  Should we ask for additional insured on his policy>

<https://www.facebook.com/sharer/sharer.php?u=https://www.condoassociation.com/blog/should-we-be-additional-insured-on-owners-insurance-policy>

<https://twitter.com/intent/tweet?url=&text=https://www.condoassociation.com/blog/should-we-be-additional-insured-on-owners-insurance-policy>

<https://pinterest.com/pin/create/button/?url=https://www.condoassociation.com/blog/should-we-be-additional-insured-on-owners-insurance-policy>

<https://www.linkedin.com/shareArticle?mini=true&url=https://www.condoassociation.com/blog/should-we-be-additional-insured-on-owners-insurance-policy>

## What do you think? Answers (6)

#### What are your thoughts on this topic?

***Comments and postings are not legal advice**, but are the opinions of our readers. This forum and its contents are being monitored. Please be respectful of each other. *  
  

## Related Posts

### [Are condo unit owners required to keep homeowners insurance?](https://www.condoassociation.com/blog/tabid/19257/bid/11269/Are-condo-unit-owners-required-to-keep-homeowners-insurance.aspx)

### [Owner sues condo association for winter damage. Can master insurance pay?](https://www.condoassociation.com/blog/owner-sues-condo-association-for-winter-damage.-can-master-insurance-pay)

### [Do condo owners need to provide proof of insurance for units?](https://www.condoassociation.com/blog/do-condo-owners-need-to-provide-proof-of-insurance-for-units)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "dateModified" : "2024-10-01",
  "datePublished" : "2024-10-01",
  "headline" : "Should we be additional insured on owner's insurance policy?",
  "image" : [ "https://www.condoassociation.com/hubfs/Stock%20images/Are%20you%20Covered%3F%20written%20on%20the%20road.jpeg" ],
  "mainEntityOfPage" : {
    "@id" : "https://www.condoassociation.com/blog/should-we-be-additional-insured-on-owners-insurance-policy",
    "@type" : "WebPage"
  }
}
```