Can Louisiana condo association exclude a unit for flood insurance policy?

Should our condo association be additional insured on owner's policy for party he is throwing on our property?

Should owners join roof inspection? Our property manager says owners should not go on the roof for liability reasons.

Owners commercial use of property creating liability issues for our HOA that we do not need. He is cleaning kids large bounce houses on our property.

Do we have the right HOA insurance incase of named peril? Bylaws state we need board insurance but do we need more?

Who is responsible for the insurance deductible from the master boat insurance policy? My association say individual dock owner is responsible

We want to host a block party for our neighborhood on our condo association property.  What insurance do we need? 

Am I wrong in believing that I should not be responsible for payment of a deductible since it was not my leak that caused my damage?

A friend of a neighbor had an accident on HOA property that was not their fault.  A ladder fell on their car and caused damage.  Who pays our insurance or are they covered under the auto insurance? 

what kind of insurance do condo boards typically carry, anything besides liability insurance