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Our insurance needs are primarily the exterior, and liability. How should 6 town homes in a quiet retirement community be insured?

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Who submits HOA damaged covered insurance claim and what percentage will they pay? What would cause HOA insurance to rise from $22k to $28k/yr

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HOA guest caused accidental damage. Board does not want to use master insurance policy

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Is HOA responsible to pay for damage to truck from overhanging tree on property

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Our insurance agent keeps telling us we need fidelity insurance.  Do we really need it?  Do most condo association policies carry it?

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Can Louisiana condo association exclude a unit for flood insurance policy?

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Should our condo association be additional insured on owner's policy for party he is throwing on our property?

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Should owners join roof inspection? Our property manager says owners should not go on the roof for liability reasons.

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Owners commercial use of property creating liability issues for our HOA that we do not need. He is cleaning kids large bounce houses on our property.

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Do we have the right HOA insurance incase of named peril? Bylaws state we need board insurance but do we need more?

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Please note that blog comments and postings are not legal advice, rather only the opinions of our readers.
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