I live in a 55+ community, and my car was vandalized. Is a condo association liable for broken car window caused by vandalism on the property.

How can I get a copy of the coverages of my Condo Master Policy for my condo association?

Can only some HOA owners pay flood zone insurance?

We had fire yesterday. The condo sprinkler went off and significant damage had been done . What insurance company is responsible for repairs ?

The condo above my ruined hot water heater and my furnace.  It caused damage and the owner refuses to give me her insurance info. Can HOA pay for repairs? 

Can an HOA charge a deductible for 2 occurrences on 1 insurance claim? I had a water lead, the downstairs was affected the HOA is charging me 2 deductibles claiming it’s 2 occurrences even though there’s only 1 claim. Can they do that?