We had fire yesterday. The condo sprinkler went off and significant damage had been done . What insurance company is responsible for repairs ?

The condo above my ruined hot water heater and my furnace.  It caused damage and the owner refuses to give me her insurance info. Can HOA pay for repairs? 

Can an HOA charge a deductible for 2 occurrences on 1 insurance claim? I had a water lead, the downstairs was affected the HOA is charging me 2 deductibles claiming it’s 2 occurrences even though there’s only 1 claim. Can they do that?

How much fidelity coverage is required on an FHA condo in the state of Wisconsin?

The insurance adjuster's replacement value is too low. How do I argue for a higher value to replace damaged flooring?

Our insurance needs are primarily the exterior, and liability. How should 6 town homes in a quiet retirement community be insured?