Our association in South Carolina is comprised of 80 units, most of which are 2nd homes. We have had a couple of owners who were delinquent in monthly dues file bankruptcy and surrender their units to their mortgage companies as part of the bankruptcies. The problem is that the bankruptcies were discharged over 4 months ago and the banks or mortgage companies still have not foreclosed on the units so the deed remains in the former owners name. My question is who, if anyone is responsible for the monthly regime fees while these units remain in limbo?
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