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Can two separate HOA units get individual homeowners insurance?

| Condo Association Insurance |  


Question:

Our townhouse is on a lot with one other townhouse (so there are only 2 members in our HOA). We both now want to get separate homeowners insurance policies rather than staying with the joint HOA insurance policy that we have. Our insurance agent said we should have a signed agreement between the both of us that will supercede the HOA CC&R. Does anyone have a letter template for an agreement like this? Thanks!!


Answers (4)

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