---
title: Which insurance should replace water heaters in 3 unit building?
description: Would replacing a broken water heater at a 3-unit building be the responsibility of the condo association insurance or the specific unit owner's insurance?
image: https://www.condoassociation.com/hubfs/skyscraper-g701e80785_1920.jpg
---

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# Which insurance should replace water heaters in 3 unit building?

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## What do you think? Question:

This question is submitted by Erin out of Massachusetts

|   We have a 3 unit building with all 3 units having water heaters in the basement. Would replacing one that broke be the responsibility of the condo association insurance or the specific unit owner's insurance? Please help! |
| --- |

 

Thoughts?

 

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## What do you think? Answers (5)

#### What are your thoughts on this topic?

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### [Do condo owners need to provide proof of insurance for units?](https://www.condoassociation.com/blog/do-condo-owners-need-to-provide-proof-of-insurance-for-units)

### [What's the difference between an HOA and condo association?](https://www.condoassociation.com/blog/whats-the-difference-between-an-hoa-and-condo-association)

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