---
title: Condo owner questions Board requirement on property insurance
description: Is Condo Association Board correct in requiring Association name on personal property insurance?
image: https://www.condoassociation.com/hs-fs/hub/504/file-2411033017.jpg
---

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# Condo owner questions Board requirement on property insurance

| [Board of Directors](https://www.condoassociation.com/blog/topic/board-of-directors) |   [Condo & HOA Law](https://www.condoassociation.com/blog/topic/condo-hoa-law) |   [CCR, Bylaws & Rules](https://www.condoassociation.com/blog/topic/ccr-bylaws-rules) |   [Disabilities & Owner Rights](https://www.condoassociation.com/blog/topic/disabilities-owner-rights) |   [Condo Association Insurance](https://www.condoassociation.com/blog/topic/condo-association-insurance) |   [North Carolina](https://www.condoassociation.com/blog/topic/north-carolina) |  

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## What do you think? Question:

![North Carolina Condo Association Board has questionable requirement for personal insurance policy 012815 resized 600](https://www.condoassociation.com/hs-fs/hub/504/file-2411033017.jpg)

I am a member of a North Carolina Condo Association.  Can the Condo Association require that a condo unit owner put the name of the Association on personal property insurance (as with a mortgage company)?

This is not in the Declarations or Bylaws, and our Board of Directors has a tendency to make up rules as they see fit, without taking a vote from the condo owners.  We provide to them a copy of our insurance policy, but they do not have a right to that money anyway.

If I am responsible for damage, then my insurance will cover it.  I don’t feel the Condo Association has any right to the money in the same way a mortgage company would.  Am I wrong?

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## What do you think? Answers (8)

#### What are your thoughts on this topic?

***Comments and postings are not legal advice**, but are the opinions of our readers. This forum and its contents are being monitored. Please be respectful of each other. *  
  

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