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How to get new signatory on condo association bank account?

I am currently in charge of the condo bank account for my 3 unit building. Since I am selling, I want to add a representative from the other units to our account. The bank will not allow me to do this without an "Appointment of Trustees" form. When I bought my condo in 2005, I was not required to fill out this form. Does anyone know where this form can be found? The bank doesn't seem to know where I can get it and the Registry of Deeds was also unhelpful.
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Suspicion over new condo association accounting process

The management company of my condo in Maryland has recently informed me the Association has an accountant that produces our annual audits. This accountant appears to work for our auditor that produces our annual audits.

I have an odd feeling that something is inherently not quite right with this situation when an auditor is supposed to be independent.

And it appears to me that a ‘fox is guarding the Association’s chicken house’ when it comes to the production of financial statements that form the basis of our annual audits. These financial statements are required in our Condo’s bylaws.

The Consumer Protection Division of the Maryland Attorney General’s Office doesn’t handle this issue.
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Association wants to charge fee for buyers mortgage information

Our association board has decided to charge a fee for filling out mortgage information for a buyer. Is there a sample letter to inform buyers of this fee?
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Our association needs financial help

I bought this condo one year ago and attended a meeting. During the meeting, I was volunteering. During the past year, I found that the condo association does not hold an annual meeting for officer election. The current condo chairman controls everything and continues to hold the position as long as she wants. There is no financial report and no books at all. I volunteered to do the condo budget and has been prevented from accessing the necessary financial information. According to my preliminary calculation, there is a more than $10,000.00 gap between income and expenses and I requested for all the receipt for expenses and was ignored by the trustee chair. Is there something I can do?
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Disappearance Of HOA Income Into Thin Air

Our Board adopted our 2018 Budget in December 2017.
And an annual income budget item in it was identified as $4,320. However, it should have been $6,480, and unit owners started to send in their assessments for that income budget item at a rate of $45.00 per month.

It follows that at the end of 2018, unit owners will have paid in $6,480 as income but only $4,320 will have been recorded as income in the 2018 Audit so as to agree with the income of $4,320 identified in the 2018 Budget. And effectively $2,160 will have disappeared into thin air.

And my questions are "Where could the $2,160 be found in financials or whatever?" And "Should our 2018 Budget be amended and how?" And "Who will be at fault - our management company, or our Board that adopted the 2018 Budget?"
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Can buyer be forced to pay cash upfront for condo?

I want to buy a condo. The HOA told me you can't buy the 
condo with a mortgage. Cost must be ALL cash up front. 
Is this legal?
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Condo association cut of my gas for non-payment

My condo association cut off my gas for non-payment of association fees, leaving me with no heat during the winter. What are my rights? Is this legal?
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Co-mingling of expenses between condo association and unit owner projects

I would like to know how to assess who is liable for damages caused by faulty foundations. I live in a small (7 units) self-managed condo. We have been undergoing repairs to our buildings for approximately 6 months. I just received an ACCOUNT QUICK REPORT from the president. I am concerned because the report reflects payments for work being done on the President's unit and one other which is not only repairing the damages incurred but also the complete redesign of the bathrooms, replacing the floors, etc. with upgraded materials, changing plumbing and electrical outlets. I am being assessed these costs. Also included in the accounting are charges made to pay for upgrading the president's garage. The report shows all expenses being commingled. There is no definition as to who is responsible for what. She is also paying a general contractor for supervision? There is also a bill for replacing the tile on our balconies. I have never seen a bid for this work, nor do I know who is doing the work.
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Where does our condo association profit go every year?

For more than three years I have been been trying very hard to find out - without success - where my Condo's surplus net income goes each year. It appears to me that it just disappears into thin air, and that bothers me.

However, it it has occurred to me that it can be prevented by returning it to unit owners. And apparently it can be according to our Condo's bylaws 1.) and the Maryland Condominium Act , 2.), where they say:

1. Condo Bylaw: "Any amount accumulated in excess of the amount required for actual expenses and reserves and any Common Profits shall, in the discretion of the Board of Directors, either be returned to the Unit Owners in accordance with each Owner's Percentage interest in Common Expenses and Common Profits or be credited according to each unit Owner's Percentage Interest in Common Expenses and Common Profits to the next monthly installments due from Unit Owners under the current fiscal year's budget, until exhausted, or be used for any other purpose as the Board of Directors decides, provided such use is for the benefit of the Condominium and the Council or the Unit Owners."

2. Maryland Condominium Act: "All common profits shall be disbursed to the unit owners, be credited to their assessments in proportion to their percentage interests in common profits and common expenses, or be used for any other purpose as the council of unit owners decides."

Please note: In 1.) Our Condo bylaw says the Board of Directors has discretion to make the choice, but in the case of the Maryland Condominium Act it is the Council of unit owners who decides.

Two very important questions are: "Which one rules?" and "Which one benefits the Condominium and the Council of unit owners the most?"

Please also note: The intention is to prevent (my) condo's annual surplus net income disappearing into thin air."
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HOA Board Expense Budget Questions 

Reviewing the Approved Budget and Actual Budget for Misc Expense over the past two years I am a bit disconcerted. Here are my concerns:

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