My neighbor rents out her condo and her tenant stored a dog in his garage. The garage wall is shared with my living quarters. A foul odor is coming into my home. He has since removed the dog. My home still has the foul odor and the garage has not been properly cleaned.
The HOA is not following the declarations which states they have to send notices and fine the owner if they fail to clean up the damages. The property manager sent me a letter on behalf of the board telling me to file a claim with my insurance company. My insurance company adjuster said she need to see visible damage.
Can I file an insurance claim against the Board for not following the declarations of our community in resolving resident issues? Do I have to hire an attorney or file in small claims against the owner or the board?
How can I make the owner clean up her side including her drywall, shared wall and the damages to my property? Everyone keeps referring me back to my HOA and they are not doing anything to help.
-Marie in NC